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African Development Center - ADC Willmar
Personal Financial Counseling
Help for people to gain control of their finances
Financial management counselors take a look at your personal finance information and help to create a plan to pay off debt, keep on top of bills or provide retirement planning information.
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Helps people to learn about finances and credit and provides counseling assistance for money management and budgeting. Financial counseling appointments are offered Monday - Friday.
Financial Education Workshops:
* Money Management
* Consumer protection and identity theft
* Living on reduced income during transitions
Financial Literacy Classes:
* Debt reduction and asset building
* Consumer protection and financial institutions
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African Career, Education Resources, Inc. (ACER)
Advocacy - Housing, Economic Development
Helps individuals or groups make sure they receive benefits and services for which they are eligible
Program that works on behalf of individuals and/or groups to make sure that they receive the benefits and services for which they are eligible
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Advocates for African immigrants in the areas of:
* Voter and civic engagement
* Fair and just housing
* Health equity
* Economic Development
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African Career, Education Resources, Inc. (ACER)
Caregiver Education and Training - African Immigrant Dementia Education Projects (AIDEP)
Provides training and education for family members or other informal caregivers
Family caregiver training and education focuses on building caregiver skills, dealing with stress and managing the caregiver role.
Learn more about family caregiver costs that are covered through waivers in the Community-Based Services Manual.
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The African Immigrant Dementia Education Project (AIDEP) provides culturally tailored dementia education focused on the African immigrant community.
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African Development Center - ADC Main Office
Personal Financial Counseling
Help for people to gain control of their finances
Financial management counselors take a look at your personal finance information and help to create a plan to pay off debt, keep on top of bills or provide retirement planning information.
MORE INFORMATION
Helps people to learn about finances and credit and provides counseling assistance for money management and budgeting. Financial counseling appointments are offered Monday - Friday.
Financial Education Workshops:
* Money Management
* Consumer protection and identity theft
* Living on reduced income during transitions
Financial Literacy Classes:
* Debt reduction and asset building
* Consumer protection and financial institutions
What's Here
Center for African Immigrants and Refugees Organization (CAIRO) - Center for African Immigrants and Refugees Organization - St. Cloud
Family Homeless Prevention and Assistance Program (FHPAP)
Short-term help for low-income families, youth and single adults who are homeless or are about to become homeless
The Family Homeless Prevention and Assistance Program (FHPAP) helps low-income families with or without children, unaccompanied youth and single adults who are homeless or are about to become homeless.
Resources and money help with:
* Preventing homelessness
* Getting back into housing right away
* Staying in housing
Assistance usually takes the form of short-term help with rent. It may also help with utility costs. Payments may help to prevent foreclosure or eviction.
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Clothing
Free or low cost clothes to those in need
This program provides clothing for people who need it. Available items depend on what has been donated and is on hand. Clothing is typically free or low cost.
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Provides:
* Clothing
* Household goods
They accept donations of gently used clothing and household items by appointment only. Please call prior to bringing a donation to make sure someone is available to help.
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Food Distribution
Boxes or bags of food that are provided for free or at a very low cost, often on designated days or times
Food support is provided through free or low cost food that is distributed in boxes or bags to eligible people. This emergency food is typically offered on a specific date or a specific time.
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Free food is distributed on Friday mornings at 9:00am.
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Center for African Immigrants and Refugees Organization (CAIRO) - Center for African Immigrants and Refugees Organization - St. Cloud
Transportation
Program that provides rides for people in the community
Transportation program that provides rides for people in and around their community.
Learn more about transportation costs that are covered through waivers in the Community-Based Service Manual.
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Provides transportation to seniors
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African Development Center - ADC Rochester
Personal Financial Counseling
Help for people to gain control of their finances
Financial management counselors take a look at your personal finance information and help to create a plan to pay off debt, keep on top of bills or provide retirement planning information.
MORE INFORMATION
Helps people to learn about finances and credit and provides counseling assistance for money management and budgeting. Financial counseling appointments are offered Monday - Friday.
Financial Education Workshops:
* Money Management
* Consumer protection and identity theft
* Living on reduced income during transitions
Financial Literacy Classes:
* Debt reduction and asset building
* Consumer protection and financial institutions
What's Here
African Development Center - ADC Main Office
HUD-Approved Housing Counseling
Guidance to help you find, finance, maintain, rent or own a home. This counseling has been approved by the Department of Housing and Urban Development (HUD).
Housing and Urban Development (HUD)-approved housing counseling is for consumers who are seeking, financing, maintaining, renting or owning a home. The sessions help consumers make responsible housing choices in light of their needs and financial situation. Housing counselors educate first-time home buyers about financing options. Counselors also help anyone who wants to (or already does) rent or own a home, to make their rent or mortgage payments and to be a responsible tenant or owner.
Counselors who provide this service are trained and approved by HUD.
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Provides information including individual counseling:
* Home purchase
- Budgeting and saving for a home
- Credit management
- Deciding how to find the right home
* Home Stretch Workshop classes
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African Development Center - ADC St. Cloud
Personal Financial Counseling
Help for people to gain control of their finances
Financial management counselors take a look at your personal finance information and help to create a plan to pay off debt, keep on top of bills or provide retirement planning information.
MORE INFORMATION
Helps people to learn about finances and credit and provides counseling assistance for money management and budgeting. Financial counseling appointments are offered Monday - Friday.
Financial Education Workshops:
* Money Management
* Consumer protection and identity theft
* Living on reduced income during transitions
Financial Literacy Classes:
* Debt reduction and asset building
* Consumer protection and financial institutions
What's Here
African Career, Education Resources, Inc. (ACER)
Family Assets for Independence in Minnesota (FAIM)
Program that assists Minnesota low-wage workers to improve their financial status through education and a matched savings account.
Family Assets for Independence in Minnesota (FAIM) is a 30-month program that helps working Minnesotans with low incomes increase their savings, build assets and enter the financial mainstream.
By matching a participant's savings as well as providing financial literacy education, asset-specific training and ongoing financial coaching, families are supported and encouraged to acquire assets and increase their financial capability and economic security, in order to leave poverty permanently.
Those enrolled in FAIM receive a program match at a rate of $3 to every dollar of earned income deposited into their Individual Development Account (IDA) within 2 years, up to a maximum of $2,000 per household. Account holders may be eligible for a matched payout and their savings of up to $8,000 toward their chosen asset upon successful completion of program requirements.
Savings and matches may be used for: First-time home purchase, post-secondary education, emergency savings, 529 college savings, purchase of a personal vehicle or a small business start-up or expansion.
Participants are required to complete a minimum enrollment period, financial education classes/coaching, as well as asset-specific training and requirements before requesting payout toward obtaining their chosen asset. FAIM payment is made to a third-party vendor, not the participant.
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