View Search Results

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION Minnesota Urban and Rural Homestead Program (MURL) homes are sold for no profit, without interest and to households who could not otherwise afford a home. Homes are sold as a contract for deed to qualified applicants.

Adaptations to your home to remove barriers for people with disabilities or age-related concerns. Modifications may include wheelchair ramps, grab bars, door widening, lowering countertops and other changes to make life easier and safer. Work can range from simple changes, like replacing doorknobs with pull handles, to major structural projects such as bathroom re-design. Learn more about home accessibility modification costs that are covered through waivers in the Community-Based Service Manual. MORE INFORMATION Aging in Place is a senior home modification program. The program helps homeowners with financing, and completes the projects with Habitat staff, volunteers and sub-contractors from the community. Repair and modification options include: * Grab bars * No-step door threshold * Railings * Install comfort height toilet * Ramps * Stair gates * Lighting improvements * Lever-style door handles * Tub cut-outs * Widening doorways * Bathroom modifications * Weather stripping * Caulking and sealing

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION The Minnesota City Participation Program (MCPP) offers help to income-eligible first time home buyers to purchase a home.

Landlord and tenant assistance that offers help, information, and support during rental housing disputes MORE INFORMATION Mid-Minnesota Legal Aid provides free civil legal services to people with low incomes in central Minnesota. Assessment, investigation, advice and representation in negotiation, lawsuits, administrative enforcement proceedings in the following housing and homeownership issues: * Evictions * Housing Discrimination * Foreclosure * Accommodations for disabled Minnesotans * Section 8 housing matters

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION Offers a zero interest deferred loan up to $35,000 for qualifying first-time homebuyers purchasing a home in Plymouth. Program components include: * Financial assistance can be used for up to 50% of the required down payment not to exceed $5,000, 100% of eligible closing costs up to $7,500, and for reduction of the mortgage principal up to 15% of the purchase price not to exceed $30,000. * Repayment of the loan is required if the home is sold or no longer homesteaded within the first 30 years of ownership. After 30 years, the loan becomes due and payable.

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION Several home purchase assistance programs are administered by the Housing Authority. Community Revitalization Fund (CRF): * Helps homebuyers with down payment assistance through deferred loans and low interest loans * Offered for buying an existing home or building a new home * Available in Kittson, Lake of the Woods, Marshall, Norman, Pennington, Polk, Red Lake and Roseau Counties Community Housing Development Organization (CHDO): * Offers the Minnesota Urban and Rural Homestead Program (MURL) * Homes are available under a Contract for Deed with no down payment for those who qualify

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION People buying a home may qualify for assistance for their down payment and closing costs. Assistance depends on their income level and the neighborhood where they are buying.

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION The First-Time Homebuyer Program provides income-eligible first time homebuyers with the opportunity to receive down payment or closing cost assistance

The Center has created an easy-to-use resource listing home repair and rehab assistance programs throughout the state of Minnesota. Programs in the resource include: Emergency repair, Energy efficiency upgrades, Lead hazard abatement and general repair. Some programs provide funds as direct grants to homeowners, while other programs provide loans, usually with below market interest rates or forgivable terms.

Home Stretch is a proven program that helps prepare homebuyers for successful homeownership. Workshop topics include: * Steps to becoming a homeowner * How to prepare financially for homeownership * What you can afford to pay for a home * Importance of credit and how it impacts homeownership * How to choose the right mortgage loan and get approved * Ways to shop for a home * What to do when you are ready to make an offer on a home * Importance of having a home inspection * How to prepare for loan closing and closing procedures * Responsibilities of homeownership * How to avoid scams Some programs run by the Minnesota Housing Finance Agency may require completion of the Home Stretch workshop for help with: * Down payment * Closing costs A listing of Home Stretch workshops is available online. For those unable to meet workshop scheduling requirements, an online self-guided homebuyer education course called Framework is available.

Landlord and tenant assistance that offers help, information, and support during rental housing disputes MORE INFORMATION Mid-Minnesota Legal Aid provides free civil legal services to people with low incomes in central Minnesota. Assessment, investigation, advice and representation in negotiation, lawsuits, administrative enforcement proceedings in the following housing and homeownership issues: * Evictions * Housing Discrimination * Foreclosure * Accommodations for disabled Minnesotans * Section 8 housing matters

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION Help is available for first-time home buyers or those who have not owned a home in the last three years.

Landlord and tenant assistance that offers help, information, and support during rental housing disputes MORE INFORMATION Mid-Minnesota Legal Aid provides free civil legal services to people with low incomes in central Minnesota. Assessment, investigation, advice and representation in negotiation, lawsuits, administrative enforcement proceedings in the following housing and homeownership issues: * Evictions * Housing Discrimination * Foreclosure * Accommodations for disabled Minnesotans * Section 8 housing matters

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION Through the Community Land Trust, an affordable housing model, First Homes is able to sell homes to income-qualified buyers at a lower cost and protect that affordability for future buyers.

The Home Energy Squad program includes a home energy visit to your house with installation of energy saving products. They help you understand your home's energy use and save money on your utility bills. In partnering cities the home visit will include diagnostic testing on your heating and cooling systems, as well as installation of energy saving products at no extra charge. Visit the website to see if your city partners with this program.

Offers vouchers for up to $300 of free tool rental for home rehabilitation work Residents can get help for renting tools from North End Hardware to fix up their homes.

Case managers help people to plan, access, evaluate and coordinate services from their service providers. Plans are customized to each person's own needs and preferences. Learn more about case management costs that are covered through waivers in the Community-Based Service Manual. MORE INFORMATION Supports people age 65 and older, and their families, with accessing the resources they need to live and age well in their home. * Family support * Referrals to resources * Assistance with appointments * Home visits * Access to health care services

The Home Energy Squad program includes a home energy visit to your house with installation of energy saving products. They help you understand your home's energy use and save money on your utility bills. In partnering cities the home visit will include diagnostic testing on your heating and cooling systems, as well as installation of energy saving products at no extra charge. Visit the website to see if your city partners with this program.

Home ownership program that offers financial assistance to make home purchases more affordable for those that meet eligibility requirements MORE INFORMATION People buying a home may qualify for assistance for their down payment and closing costs. Assistance depends on their income level and the neighborhood where they are buying.